By: Mary Ferreira

Top 8 Winter Home Energy Solutions

Tags: #homerenovations #newproject #realtor #realtoradvice #sellertip #homevalue #homeupgrades

Top 8 Winter Home Energy Solutions Energy bills can get dramatically high, especially during Canada’s cold winter months. There are, however, steps you can take to conserve energy and save money at the same time. Below are our top eight Winter Home Energy Solutions. 1 – Switch Lights Off One of the simplest ways to reduce your energy use is by flicking off lights when you leave a ro...Read More

By: Mary Ferreira

6 Tips to Enhance Your Curb Appeal This Winter

Tags: Tips, Selling in Winter, Realtor Advise, Homeowners

Give Your Numbers an Update Investing in a new mailbox can also instantly upgrade your exterior aesthetic. So, scrap that rusty eyesore and trade it for a sleek, metal letter box that can usually be affixed to the wall with a couple of screws. These simple updates can do wonders for your curb appeal during the winter months. Apply a Fresh Coat of Paint to Your Door Oftentimes, the best way to spr...Read More

By: Mary Ferreira

The Eye Buys

Tags: Quote of the Day, Staging, Home Selling, Real Estate Advice, Work with a professional, Expert stager

- Keep everything clean and prestine - Depersonalize your space - Ensure your house is ready to show at all times - Maximize use of Natural Light If you are thinking about buying, selling, or investing and want to discuss strategies, send me a message and I will get in contact with you right away.  I'd be happy to answer any of your questions.  Mary        ...Read More

By: Mary Ferreira

DIVORCING and SELLING

Tags: Divorcing and Selling, Selling, Realtors, Splitting assets, homeowners, mortgage, co-own the home, marital home, homeownership, options of selling during a divorce

Going through both at the same time can be ten times worse. Questions of homeownership can become complicated to deal with when you are facing a divorce. For many couples, their home is the greatest asset they have, and it usually holds a fair amount of sentimental value as well. As much as one or the other may want to keep the home, though, many times, the situation demands getting rid of it. T...Read More

By: Mary Ferreira

7 Tips to Maximize Your Homes Sale

Tags: #Home Sales #Maximize Sale Price #Realtor Advice

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By: Mary Ferreira

RE/MAX Market Update

Tags: #CanadianHousing #2022MarketOutlook #2022Housing #MarketReport #HomePrices #TorontoHomePrices #GTAHomePrices #HomeBuyers #HomeSellers #FirstTimeBuyers #maryferrsells

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By: Mary Ferreira

RE/MAX Update

Tags: Housing Market, Remax, Remax update, condos, house, apartments

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By: Mary Ferreira

Expect "more of the same" in the coming months

Tags: #market update #housing #realtorAdvice

Enter Blog Post Here...Read More

By: Mary Ferreira

Bank of Canada Raised Interest Rates

Tags: Bank Rates, Interest Rate Hike, Mortgage Rate, House Prices, Mortgage Advice

The Bank of Canada raised interest rates once again on variable rate mortgages 0.75%.  This is definitely not good news for anyone that has variable rate mortgages.  HOWEVER, if you are a buyer its not a bad thing.  You have to look at the bright side of buying a property today, you will be buying it 20-25% cheaper than what you would have bought back in February.  Although the...Read More

By: Mary Ferreira

Interest Rate Hike

Tags: Interest Rate Hike, GDS, TDS, Inflation, Housing Supply, Immigration

TDS and GDS Qualifications Total Debt Service (TDS) Gross Debt Services GDS Your gross debt service (GDS) ratio is your housing costs divided by pre-tax income.  Your total debt service (TDS) ratio includes payments on any other debts you may owe. Most A Lenders have a GDS 39% TDS 42% rule up to 44% on a 700 Beacon Score. New rules abide us to qualify using Stress Test for all High Rati...Read More

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