By: Mary Ferreira

Interest Rate Hike

Tags: Interest Rate Hike, GDS, TDS, Inflation, Housing Supply, Immigration

TDS and GDS Qualifications Total Debt Service (TDS) Gross Debt Services GDS Your gross debt service (GDS) ratio is your housing costs divided by pre-tax income.  Your total debt service (TDS) ratio includes payments on any other debts you may owe. Most A Lenders have a GDS 39% TDS 42% rule up to 44% on a 700 Beacon Score. New rules abide us to qualify using Stress Test for all High Rati...Read More

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